| The Truth in Lending Act - Right to Rescind |
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| Under the Truth in Lending Act, a consumer who uses his or her home or "principle dwelling" as collateral for a non-purchase-money loan may cancel or "rescind" the loan within three business days. This right to rescind is available only to a consumer who uses his or her home as collateral for a new loan or to refinance a loan with a new creditor. More... |
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| False Advertising - Overview |
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| The terms "false advertising" and "deceptive advertising" refer to advertisements that are: (1) Deceptive (2) In any material respect.
The advertiser's intentions are irrelevant. An advertisement may constitute false and misleading advertising even if the deception was unintentional or the result of a mistake.
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| The Textile and Wool Labeling Acts - Fiber Content Disclosure - Lining Exemption |
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| Under the Textile Fiber Products Identification Act, the Wool Products Labeling Act, and their accompanying rules, if a product has separate sections with different fiber compositions, the content of each section must be identified separately on the label. More... |
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| Federal Mail or Telephone Merchandise Order Rule - Applicability |
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| The Federal Trade Commission's Mail or Telephone Merchandise Order Rule applies to most goods ordered by mail, telephone, fax, or the Internet. When the Rule applies, the seller must meet certain requirements regarding the delivery of the goods, and the buyer has certain legal rights.
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| Federal Telemarketing Sales Rule - Misuse of Do Not Call Lists and Interference |
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| The Federal Telemarketing Sales Rule prohibits any person or entity from selling, renting, leasing, purchasing, or using an entity-specific Do Not Call list or the National Do Not Call Registry for any purpose other than complying with the Rule. The Rule also prohibits arrangements whereby persons or entities share the cost of accessing the National Do Not Call Registry or share the contents of the Registry.
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